Loans and debt tools
Loans, mortgages, credit cards and paying off debt. 9 free tools, with no sign-up. Nothing you enter leaves your device.
Loans 4
- Loan payoff plannerPlan extra payments on a home, car or personal loan, as lump sums or regular top-ups, and see the interest you save and how much sooner you're debt-free. #T11
- Loan comparisonPut up to four loan offers side by side with their monthly payment, total cost and APR including fees, and convert a flat rate to a reducing rate. #T778
- Car loanWork out a car, bike or truck loan payment with trade-in, down payment, sales tax, fees and an optional balloon payment, plus total interest and total cost. #T779
- Lease or buyCompare a car lease with a loan purchase over the lease term: what you pay, what you still owe, the car's value left and the net cost of each. #T816
Mortgages and homes 2
- Mortgage calculatorWork out your mortgage payment for any price, down payment, rate and amortisation, with weekly or biweekly options, extra payments and CMHC insurance for Canada. #T754
- Rent or buyCompare buying a home with renting and investing the difference, year by year, and see the year buying pulls ahead, counting tax, upkeep, insurance and selling costs. #T755
Credit cards and debt 3
- Debt payoffList your debts, add what you can pay extra, and compare the snowball and avalanche methods side by side: months to debt-free, interest paid and payoff order. #T756
- Card payoffSee how long a credit card takes to pay off with minimum payments or a fixed amount, how much interest you pay, and what a balance transfer saves. #T780
- Debt-to-incomeWork out your debt-to-income ratio and see typical lender limits for a home loan in Canada, the US and the UK, with the most monthly payment and loan you might be approved for. #T781
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